DESK RESEARCH, NOT TESTED — compiled from the vendor's public website on Oct 16, 2026. Vendor claims are not verified by Means & Methods Lab.
Directory / Finance & payments / GC pay app & lien waiver management
GCPay
Not AI-first Finance, payments & risk
WHAT IT DOES
Cloud software that automates the application-for-payment process between general contractors and subcontractors: pay app workflows and automation, lien waiver creation and exchange, compliance document collection, ERP and accounting integration, electronic payments, reporting and dashboards, and official AIA documents. Its change order page says approved change orders sync into the schedule of values (SOV) and pay apps, entries are checked against SOV and contract values, and a BNBuilders quote says GCPay prevents subs from submitting pay apps against unapproved change orders (vendor-published quote). Homepage cites 55+ ENR Top 400 contractors, $35B+ in AFPs processed this year, 6.9M+ lien waivers exchanged and 60,000+ active companies (vendor claims). The pages we read do not describe AI features, so we tag it Not AI-first.
WHO IT'S FOR
General contractors' CFOs, controllers, project accountants and PMs, plus the subcontractors who bill them.
PRICING MODEL (AS PUBLICLY STATED)
Not publicly listed (pricing page: custom pricing based on the number of projects and payment applications you assess and approve; book a demo). (Checked Oct 16, 2026.)
Prices change; check the vendor page.
Facts last checked: Oct 16, 2026
VENDOR LINKS
TEST STATUS
Not yet tested. No scores exist for this tool.
USER REVIEWS
Reviews are the opinions of individual users, not Means & Methods Lab test results. Every review is held for moderation before it appears. Reviewers who work for, are paid by, or have a financial relationship with GCPay or a competitor must disclose it; disclosed affiliations are shown with the review. Reviews and moderation are never for sale.
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COMPARE (VENDOR FACTS SIDE BY SIDE)
ARTICLES (SOURCED, NOT TESTED)
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SOURCES
- https://ww3.gcpay.com/ (accessed Oct 16, 2026)
- https://ww3.gcpay.com/solutions/construction-change-order-management-software-gcpay/ (accessed Oct 16, 2026)
- https://ww3.gcpay.com/pricing-for-general-contractors/ (accessed Oct 16, 2026)
Means & Methods Lab has no commercial relationship with GCPay. How we make money.