Home / Compare / Billy vs illumend
Billy vs illumend
Two COI (certificate of insurance) tracking platforms at Procore Groundbreak 2026: Billy (construction compliance platform with an AI Review Assistant and many ERP/PM integrations) and illumend from myCOI (an AI, Lumie, that runs the compliance workflow). Vendor-published facts only, from each homepage read Oct 16, 2026.
Side by side
| Sheet row | Billy | illumend (myCOI) |
|---|---|---|
| Category | COI & subcontractor compliance | AI COI tracking |
| AI role (our label) | AI features added to established product | AI-first |
| What it does | Construction compliance platform for COI tracking: automated collection and verification of certificates of insurance, W-9s, business licenses and other compliance documents; vendors or their brokers upload documents with no login required. Site lists an AI Review Assistant, a prequalification tool, managed-service and self-service options, and integrations including Procore, Autodesk, CMiC, Docusign, Sage 300, Sage Intacct, JD Edwards, Viewpoint Vista, Trimble ProjectSight and Acumatica (Procore project and vendor data transfer automatically). Vendor cites 100,000+ policies and 3,500+ projects (vendor claims). | COI tracking software from myCOI, run by "Lumie", an AI the vendor says is trained on 16 years of myCOI compliance expertise. The vendor says Lumie contacts partners with the exact requirements, guides them, reads each COI or endorsement line by line (additional insureds, waivers of subrogation, primary and non-contributory, per-project aggregates) and makes the compliance decision, then handles renewals. Procore integration listed. Vendor cites 45M+ insurance documents managed (vendor claim). |
| Who it's for | General contractors managing subcontractor insurance compliance. | Companies managing third-party insurance compliance. |
| Pricing (as publicly stated) | Not publicly listed on the vendor homepage checked Oct 16, 2026. | Not publicly listed on the vendor homepage checked Oct 16, 2026. |
| Test status | Not tested. No scores. | Not tested. No scores. |
| Vendor links | ||
| Sources |
Facts last checked: Oct 16, 2026. Prices change; check the vendor page before relying on them.
Where the vendor descriptions differ
- AI role: illumend says Lumie reaches out to partners, reads every line of a COI or endorsement and makes the compliance decision, then handles renewals. Billy lists an AI Review Assistant alongside automated collection and verification.
- Documents covered: Billy names COIs, W-9s, business licenses and other compliance documents, plus a prequalification tool. illumend's homepage focuses on COIs and endorsements (additional insureds, waivers of subrogation, primary and non-contributory, per-project aggregates).
- Integrations: Billy lists Procore (including a side panel), Autodesk, CMiC, Docusign, Sage 300, Sage Intacct, JD Edwards, Viewpoint Vista, Trimble ProjectSight and Acumatica. illumend lists Procore.
- Service model: Billy offers managed-service and self-service options and says vendors or brokers upload without a login. illumend says no insurance fluency is required of your team.
- Scale claims (vendor claims, untested): Billy cites 100,000+ policies and 3,500+ projects; illumend cites 45M+ insurance documents managed. Neither homepage lists prices.
Paraphrased from the sources listed above. Vendor claims are reported as claims.
What we can't tell you yet
Which tool is better for your work. That needs testing on the same package with a verified answer key. Planned measures for this comparison:
- Accuracy of each tool's compliance decision on the same set of deficient certificates
- Outside Means & Methods Lab's current benchmark scope.
See the methodology and leaderboard status.
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